Grab Your Perfect

Rate Today!

Grab Your Perfect

Rate Today!!

Mortgage Lenders in Colorado Who Care

Integrity First Financial serves the entire state of Colorado.

The name says it all. Where others put their financial gain first, we put your needs first. We take the time to get to know you, you are not just another customer. We have no high-pressure salespeople, but people who care. We have professionally trained, licensed, bonded, and insured residential mortgage loan originators standing by to assist you with all of your mortgage needs! VA loans in Colorado are our specialty!


Click below to find out what you qualify for, FREE!

Mortgage Lenders in Colorado Who Care!

Integrity First Financial serves the entire state of Colorado.

The name says it all. Where others put their financial gain first, we put your needs first. We take the time to get to know you, you are not just another customer. We have no high-pressure salespeople, but people who care. We have professionally trained, licensed, bonded, and insured residential mortgage loan originators standing by to assist you with all of your mortgage needs! VA loans in Colorado are our specialty!

Click below to find out what you qualify for, FREE!

Schedule a time to discuss your mortgage with me?

All consultations are...

NO CHARGE and

NO OBLIGATION.

Schedule a time to discuss your

mortgage NEEDS with me?

All consultations are...

NO CHARGE and

NO OBLIGATION.

Be In Control of Your Mortgage Credit Scores!

Own Your

Credit Scores

Experian, Transunion

& Equifax

What We Do

Our experienced Loan Officers will match your goals with multiple lenders that can

fulfil your needs. We help you chose the best rates and terms available.

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Unlike others, with only one product and one rate, as a Wholesale Broker, we represent 100+ Lenders. We can "shop around" your loan requirements to multiple lenders/banks simultaneously, and "lock in" the best rates and terms whenever you're ready.

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Unlike others, with only one product and one rate, as a Wholesale Broker, we represent 100+ Lenders. We can "shop around" your loan requirements to multiple lenders/banks simultaneously, and "lock in" the best rates and terms whenever you're ready.

Fast Funding

In many "competitive seller markets" speed in closing can mean the difference between getting your offer accepted or rejected. We have lenders with average "clear to close" times in 14 days. Get a Pre-Qualification letter from us before making an offer.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Fast Funding

In many "competitive seller markets" speed in closing can mean the difference between getting your offer accepted or rejected. We have lenders with average "clear to close" times in 14 days. Get a Pre-Qualification letter from us before making an offer.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Use Our Free Tools



Your Time & Money Matter.

Let’s Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval

process, you can get your money and do what you want with it — usually in less than 30 days.

Why Choose a Mortgage Broker?

With The Chris Karns Team powered by Integrity First Financial who represent over 130 wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies and turn times. We individually tailor your loan for your specific needs and unique financial situation.

INDEPENDENT BROKER

We explore dozens of wholesale lenders to find the best fit for your specific needs.

PERSONAL ATTENTION

Our process is easy and transparent. Your complete satisfaction is our primary goal.

CUSTOMIZED LOAN

You choose the rate/fee structure that works best for you, not the loan officer.

INDEPENDENT BROKER

We explore dozens of wholesale lenders to find the best fit for your specific needs.

PERSONAL ATTENTION

Our process is easy and transparent. Your complete satisfaction is our primary goal.

CUSTOMIZED LOAN

You choose the rate/fee structure that works best for you, not the loan officer.

Get a Rate Quote in

Just Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Get a Rate Quote in Just Seconds!

Mortgage rates change daily and vary depending on your unique

situation. Get your FREE customized quote here!

Chris Karns

NMLS# 918977

Popular

Support

Address

223 W Wall St Midland Texas 79701

Social

Copyright ©2021 | The Chris Karns Team

Licensed to Do Business | NMLS# 918977


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Integrity First Financial


Corporate | NMLS ID NMLS# 394990

Corporate Address : 223 W Wall St Midland Texas 79701

Corporate NMLS NMLS# 394990 | Company Website: https://www.mortgage-inc.com/

Chris Karns

NMLS# 918977

Popular

Support

Address

223 W Wall St Midland Texas 79701

Social

Copyright ©2021 | The Chris Karns Team

Licensed to Do Business | NMLS# 918977


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |

Integrity First Financial


Corporate | NMLS ID NMLS# 394990

Corporate Address : 223 W Wall St Midland Texas 79701

Corporate NMLS NMLS# 394990 Company Website: https://integfirst.com